I track every dollar weekly

You can't fix a system you can't see. The discomfort of looking is much smaller than the slow bleed of not looking. People who get rich aren't the ones who earn the most — they're the ones who watch.

Audit the system logs weekly

You can't optimize processes you haven't logged. Weekly audit, no skips.

Do this today.

Pipe every transaction into a categorized ledger. Look at what is actually running.

Your move.